Post demonetization of high currency notes in November 2016, there has been a lot of encouragement from the Government of India to promote cashless transactions, in order to shift the gears towards a digital economy. With initiatives such as ‘Digital India’, ‘Make in India’, ‘Digital Payments’ etc., there is much scope for innovation in finance within the digital arena of today. One startup that has aligned its business module with the government’s upcoming policies is TachyLoans.

TachyLoans is an online lending marketplace catering to both Individuals & Small and Medium Enterprises (SMEs). Their platform is based on Peer-to-Peer lending paradigm that uses the proprietary credit decision model designed with some of the best and innovative practices in the financial industry using the cutting edge technologies like Artificial Intelligence & Machine Learning and is built through state of the art technology. The platform has been built with utmost care keeping all the parameters for shortlisting borrowers in place and no deviation has been taken, thereby ensuring that the credit-risk is content and they have a right set of investors/lenders and borrowers on their platform. This also helps them maintain the complete transparency throughout the process.

Founder TachyLoans

Founded by Brahma, TachyLoans is based out of Bangalore and was established in the year 2016. Brahma brings to the table more than 20 years experience and expertise in Retail Banking, Sales, Marketing and Operations. He has worked with top corporates in varied Industries like consumer durables, specialty FMCG, Retail Banking, Wealth Management and Real Estate. He has expertise in setting up the Sales Management Processes, Penetrating new markets, Relationship Management and Operational Excellence. Brahma is a graduate in Computer Science and an MBA in Marketing. TachLoans currently has a strong team of around 50+ employees.

TachyLoans is aligned with the government’s objective of creating a digital economy, making the entire process of lending and borrowing simpler, faster and secure by providing an online end-to-end digital space to the users. The primary objective of their platform is to directly connect investors/lenders with creditworthy borrowers, to facilitate the growth of online money lending, and to provide a one-stop destination to their financial needs and be accessible to them 24*7*365.

TachyLoans is an end-to-end digital platform not just cutting down the transaction time for lenders and borrowers but also reduces the overhead cost associated with the traditional lending process and enable them to pass on their cost savings to lenders in the form of higher returns and borrowers in the form of low interest rates. Lenders and borrowers can negotiate the interest rates through their platform.

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Shivani Pandita

Shivani is an avid reader and loves to pen down her thoughts on paper in the most creative ways. She is more on the eccentric side, but it is this obscurity and uniqueness that makes her stand out. She has a passion for photography, travel and music. She strikes a thorough balance between intelligence and creativity and has a solution oriented approach to any problem at hand.

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