Are you looking for the best Refer and Earn Apps in India 2024? The amount of refer and earn apps have increased in the market due to their positive marketing impact plus regular rewards for the app users.

It provides a means to earn passive income that can be accumulated over time into a substantial amount. But before starting with any refer and earn app, it is necessary to know the basics, the best apps in the market, plus if they are all legit? Below, you will be able to find all the answers to these questions and finally understand how they work.

Overview Of Top 10 Best Refer And Earn Apps In India 2024

There is a wide range of Refer and Earn Apps in India, but only a few are utilized the most by Android and Ios users. Some apps primarily provide payment options for bills or mobile recharge (Ex. Google Pay), while others help with credit health checks (ex. CreditMantri) or investment options. Therefore, the best refer and earn apps in India that you want to earn income from should cater to your target users.

10 Best Refer And Earn Apps In India 2024

When finding the best refer and earn apps, there are different metrics to consider. From payment methods plus commission percentage to referral fees and security, the refer and earn app that you use needs to offer the best overall experience.

Below, you can find a refer and earn apps list that contains the best platforms available in the market:

1) Paytm Money: One Of The Best Refer And Earn Apps In India 2024

Paytm Money One Of The Best Refer And Earn Apps In India

Paytm Money is a SEBI registered IA which provides simple and transparent investment options in Mutual Funds, Stock Market, NPS Retirement Funds and more. Without any kind of extra cost, now anyone can generate passive income by joining the Affiliate Partner Program offered by Paytm Money. With every account opened by your referral, you will earn a certain set amount and also gain access to Paytm’s community plus investment masterclasses.

To become an affiliate partner of Paytm Money, users can register their contact details via the official website ( https://www.paytmmoney.com/affiliate) or mail all the information at [email protected].

Next, a Paytm Money executive will contact the user and help guide through the other steps. Moreover, the users will need to submit basic information such as PAN number, scan of canceled cheque, photo, POA and others if needed to complete their KYC documentation.

After verification is complete, access the dashboard, get your referral link and finally share them with your connections. Also, in case of any problems, you can mail at [email protected] or contact the relationship manager.

2) PhonePe: Best Refer And Earn Apps On Android And IoS

PhonePe Best Refer And Earn Apps On Android And IoS In India

Phonepe is a next-gen digital payment platform running in more than 10 lakh stores, plus in over 300 cities. Moreover, to create a bigger and scalable transaction ecosystem, Phonepe offers a Referral program in which you can obtain ₹100 cashback per user invited to the platform. Moreover, your referred user needs to add the bank details via UPI after clicking on the link that you provide.

Head to the dashboard, scroll down to the Refer and Earn option, generate a link, and send it to your friends or family using Whatsapp, text message, Instagram, or another preferred platform. Moreover, your referred users will only have 1 hour to complete the process after clicking on the link you provided, plus 7 days to execute their first transaction using Phonepe. Also, the 100 cashback will only be given when your referred user completes his first transaction using UPI.

3) Amazon Pay: A Trustworthy And Safe Refer And Earn App

Amazon Pay A Trustworthy And Best Refer And Earn App In India

Ranked high on the refer and earn apps list, Amazon has a fast and secure online payment service platform called “Amazon Pay”. Amazon Pay is utilized by millions of users worldwide and is also a top contender in referral and earn programs that reward ₹75 cashback for every new user registering via your link. Moreover, your referred users need to complete the first transaction via Amazon pay, plus they also will be rewarded with an amount of Rs. 125 within the account.

To start, head to your Amazon smartphone app and click on the three dots in the bottom right corner. Next, head to the explorer at the bottom of the screen, and the Invite and Earn option will appear under the Pay Now option. Then, copy your code and click on the invite under it. You can invite your friend or family using Whatsapp, Instagram, or other available options.

4) Google Pay: Fast, lucrative, And Straightforward Refer And Earn Program

Google Pay Best Refer And Earn App In India

Google Pay is a fast and emerging platform with a range of services including transferring money to family or friends or buying products from shops. Their refer and earn options lets you earn about 100 referral rewards for each new user you invite on the Google Pay platform. Moreover, you, as well as your referred user, will receive rewards after they have completed their first payment.

To start the process, open the Google Pay app and tap on the New under Payments. Next, head to the bottom of the screen and click “Invite Friends”. Then, you will need to select your model of inviting others and finally tap Send. Moreover, users also earn scratch cards that can contain cash back or vouchers when using Google Pay to transfer or receive money.

Google’s pay referral reward can take about 5 working days, and the cashback earned can take about 7 business days to show up in the account.

5) Pocket Money: Earn Rewards Using Different Offers

Wondering which app gives highest refer and earn? With over 10M+ downloads on the Google store, Pocket Money is a fast and efficient way to earn passive income. After signing up, you will have to explore the available offers and click the one that best suits your interest. The different methods/offers to earn include:

  1. Install and earn Rs. 160
  2. Sign-up and earn
  3. Watch videos such as on youtube to earn
  4. Visit and earn
  5. Play games like Tambola to earn

Apart from earning, you can also obtain exclusive discounts as well as offers on e-commerce, food, and other items. To start, select an offer to read its instructions, complete it, and then redeem the funds via a Mobile recharge or Paytm transfer.

6) IIFL Securities: The Best Refer And Earn App For Investment Opportunities

IIFL Securities Best Refer And Earn App In India For Investment Opportunities

IIFL Securities offers a free Demat account that integrates well with the user’s trading as well as bank account to provide convenient investment opportunities in equities, IPOs, commodities, mutual funds, and more. Moreover, any current client of IIFL Securities can refer their friends/family to open a free-of-cost Demat and Trading Account with the IIFL platform.

For every successful referral, you will obtain gift vouchers that can be worth Rs. 500, and your friend/referee will obtain a Demat account for free. Apart from this, a successful referral will only be counted when the person you invited logs in to IIFL App and puts a minimum trade value of Rs 1000 within 30 days after opening their IIFL Securities account. Furthermore, you will have 60 days to claim the reward from the date of credit.

7) Upstox: Earn Dual Referral Bonus

Upstox Best Refer And Earn Apps In India

Upstox is among the best refer and earn apps in India that provides investment plus trading opportunities to over 1 crore users. Moreover, Upstox’s referral program allows active Upstox users to earn passive income (cash rewards) after their friends have finished the mobile phone and email verification using OTP and opened a new account successfully.

Also, the person you refer to will even obtain a free Demat & trading account, 0 commission Mutual Fund plus IPO investing, along with access to Upstox apps for free. Furthermore, you need to keep in mind that there needs to be at least 1 trade using your Upstox account in the last 1 year to withdraw any referral rewards.

Apart from this, you will also obtain an extra cash reward if the person you invited places his/her first trade within 1 month of creating their account. Lastly, the referral link you send will be valid for a week, and the referred friend will have to complete the sign-up within this time for you to reap the rewards.

8) ySense: Best Refer And Earn Apps In India With Bonus

YSense Best Refer And Earn Apps In India With Bonus

ySense is an online platform that offers a wide range of earning options. Some of the options include paid online surveys, sign-up commissions, and cash offers. You can share the ySense link with your friends and earn recurring commissions of up to 30% of what the referred person makes. Also, ySense includes linking tools, eye-catching banners, and multiple cash-out methods including BookMyShow or Paypal plus gift cards such as Amazon, Westside, or Lifestyle.

For every referral that converts into an active user, you will obtain $0.10 to $0.30 in signup commissions. Furthermore, a $2.00* bonus will be rewarded when you earn your first $5.00 (not including commissions plus bonuses) via referrals. Apart from this, there is also an Activity Commission in which you receive a 20%* commission when your referred friend’s Survey/Offer gets approved. Moreover, you can even raise your commission up to 30% depending on how active your referrals are on the ySense platform.

9) CreditMantri: Reliable Refer And Earn App

CreditMantri Reliable Refer And Earn App In India

Creditmantri helps users handle their credit health plus promotes better borrowing decisions. Compare the loan information offered by several providers and select the one that comes with minimum interest. Moreover, the app allows you to earn Rs.100 Paytm cash on the 3 successful referrals you bring.

To start, head to the dashboard, select the “Refer Your Friends’ ‘ button on the left side and share it via messaging platforms such as Whatsapp. The user you bring to the platform needs to sign up as well as add the PAN number to create an account. They will even have to obtain the free credit score plus analysis to successfully complete the referral process. Also, the cashout will be completed within 7-10 working days to the Paytm account you link.

10) Cubber: Earn Different Levels Of Commissions

Cubber is an app that primarily provides the option to buy goods and services on a single platform. It also has a referral option in which users can obtain cashback of Rs 200 for every 2 people they invite to use the platform. Moreover, the users always need to invite people in pairs to receive the referral rewards, plus you can even earn a commission on each and every purchase they execute for a lifetime.

The Commissions have 14 levels, in which levels 14 to 5 will receive about 2.5 commission of their purchase, to 50% commission for level 1 users. The app can be referred to by using a text message, WhatsApp, Email, and other mediums.

Earning Through Reference: What Is It Plus How Does It Works?

New as well as established brands utilize referral programs as a powerful marketing tool to help promote a business offering any kind of product or service. Any existing customer referring an app to a friend or family will improve brand awareness as well as help establish a new customer base. By doing this, it also rewards the person who referred with cashback or gift cards, plus the new users with discounts or offers. Direct referrals are the most common in which an existing user helps a new one sign up to obtain rewards. Moreover, there are also tangible referrals, in which the refer obtains incentives in the form of offers such as buy-on-get-one-free or 50% discounts.

There are tons of businesses launched every day and only a few are able to reach out to a broad customer base quickly. Programs in the above refer and earn apps list provide a hassle-free method for users to earn passive income by helping in the marketing of a brand and receiving direct rewards for it.

Are Refer And Earn Apps Trustworthy?

Referral programs are kind of like a win-win situation for the business as well as the user. Businesses gain more loyal customers, and the person who is referred gets rewarded. But, users should keep away from pyramid or Ponzi schemes in which users are lured in, and the profits are not paid or deducted. On the other hand, MLM or multi-level marketing is a different thing that simply rewards commissions based on new sales. Therefore, ensure the referral programs you utilize have a positive customer review, a big community, and great returns.

Ready To Utilize The Best Refer And Earn Apps In India 2024

Refer and Earn Apps can be an efficient method to generate extra income from a platform that people utilize daily to obtain some kind of goods or services. The 10 Refer and earn apps listed above run trusted programs all across India and can be utilized for a wide range of online purchases ranging from mobile recharge to investment in mutual funds. Some of the platforms above reward for bringing new users while others also reward commissions for the sales new users make.

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